The appro­xi­ma­te frame­work for the intro­duc­tion of this the­sis (from the illus­tra­ti­on of the the­me “Credit pro­fi­le of a bank” that is com­mer­ci­al The rele­van­ce for the gra­dua­te stu­dy The impor­t­an­ce of the bank sys­tem for the growth of the eco­no­my is hard to over­esti­ma­te, sin­ce ban­king insti­tu­ti­ons per­form a cru­ci­al part in ensu­ring cash­flow, …